(954) 824-9920 EnglishSpanish


Close Under Clear Skies

Palm Title is a well-known title company and escrow service provider in South Florida. Our main office is located in Downtown Fort Lauderdale, but we extend our services to Boca Raton and south to Miami as well. Our mission is to simplify the closing process, making it smooth, professional, and streamlined while ensuring compliance with regulatory guidelines.

Comprehensive Real Estate Closing Services

At Palm Title, we offer a comprehensive package of real estate closing services. Whether you’re buying, selling, or refinancing a property, be it residential or commercial, investment properties, or vacant land – we’ve got you covered. We also specialize in helping lenders with new or refinanced loans.

Step 1: Contract Intake and Review

The first step in our closing process involves the intake of the contract. We review all the critical dates, dollar amounts, and necessary actions, ensuring we have a complete understanding of the entire package. Then we respond accurately and promptly.

Step 2: Information Gathering

After the contract review, we send a questionnaire to the buyer, seller, lender, and realtor. This step is taken to gather all the necessary information, including details from condo homeowners associations.

Step 3: Ordering Liens and Title Searches

Once we have all the information, we order lien and title searches to thoroughly examine the property’s legal standing. We also ensure that the deposit is wired to the escrow account. This thorough process ensures that everyone is comfortable and ready for the closing.

Step 4: Coordinating the Closing Date

Palm Title takes charge of coordinating the closing date with each person who is involved in the transaction. Closing on a property involves several moving parts, and we aim to make this process as simple as possible for everyone. We take care of ordering a property survey, getting estoppels, and coordinating with the lender. By the closing date, everyone has what is needed, and we make sure of it.

Specialized Services for Key Clients

At Palm Title, we understand that our clients have very specific requirements. To cater to these needs, we offer specialized services for our key clients: realtors, lenders, home buyers, and sellers.

Catering to Realtors

Realtors are the rockstars of the real estate industry, and we work to put them in the spotlight. We make sure that the closing process is seamless, making the realtor look great.

Services for Lenders

Lenders play a vital role in real estate transactions, and we offer them valuable service and support. Our services for lenders include both new and refinanced loans. Palm Title mitigates risk, streamlines the transaction process, and gives lenders peace of mind knowing that their interests are protected throughout the transaction.

Assisting Home Buyers and Sellers

For home buyers and sellers, navigating the real estate transaction process can be confusing. Palm Title will assist home buyers and sellers who are working with or without realtors or selling For Sale By Owner with every step of the process.

We make sure that all the tasks are completed on time so that our home buyers and sellers are ready for the closing date.

The Unique Approach of Palm Title

What sets Palm Title apart is our unique approach to the closing process. We believe that our approach provides our clients with a professional, problem-free closing process that complies with regulatory guidelines.

Behind-the-Scenes Work

At Palm Title, we believe in taking care of all the details so that our clients can concentrate on the bigger picture. This involves conducting extensive title searches to investigate the full history of each previous owner, identifying any title defects, and ensuring all property taxes are paid in full. We also order property surveys to confirm that the home occupies only the space indicated on the title.

Minimal Interruptions for Clients

We understand how overwhelming the process of buying, selling, or refinancing a property can be. That’s why we aim for minimal interruptions for our clients. We only reach out when it is necessary– to get the essential details or to provide critical updates. This approach saves our clients from daily follow-ups, allowing them to focus on their real estate business without unnecessary distractions.

Remote and Physical Closings

At Palm Title, we strive to accommodate our clients’ lifestyles and challenges. We offer both remote and physical closings, providing flexibility and convenience.

Our remote closing service is perfect for those who prefer to handle matters from the convenience of their home or office, while our physical closing service is ideal for clients who appreciate the traditional in-person approach. Regardless of the method, we ensure a hassle-free, professional, and efficient closing process.

Importance of a Title Company for Closing Real Estate Transactions

The role of a title company during the closing of a real estate transaction is paramount. Here’s why:

1. Title Search & Verification

A crucial part of the closing process is the title search. This involves examining public and historical records to trace the property’s title back to its origin, ensuring that the seller has a clear title to transfer. The title search can reveal any title defects, such as liens, encumbrances, or claims that could impact your ownership rights.

At Palm Title, our experienced team conducts an exhaustive title search, scrutinizing every detail to be sure that there are no unresolved issues. We then provide a title abstract and a summary report of what we found during the title search. This thorough process helps us ensure that your property’s title is clear, setting the stage for a smooth closing.

2. Providing Title Insurance

Another important role is providing title insurance. We provide two kinds of title insurance policies: one for the property owner and one for the mortgage lender. Title insurance serves as a financial safety net, offering protection against potential legal and financial claims related to the property’s title that may arise after the purchase. With Palm Title, you can close under clear skies, knowing that your property is protected.

3. Ensuring a Smooth Closing Process

A title company also serves as an intermediary during the closing process, ensuring all documents are in order, funds get exchanged correctly, and the lien title, estoppels, and other pertinent paperwork are filed with the appropriate entities.

4. Legal Expertise

Title companies like Palm Title, being attorney-owned and operated, offer a unique advantage. They bring legal expertise to the table, ensuring all legal aspects of the transaction are thoroughly reviewed and handled.

By understanding the importance of a title company in closing real estate transactions, it becomes clear that choosing a reliable and experienced title company like Palm Title is essential. With a focus on providing a smooth, professional, and streamlined closing process, Palm Title ensures a hassle-free experience for all parties involved.

Benefits of an Attorney-Owned Title Company for Closing

Unlike many title companies, Palm Title is attorney-owned and operated. This means we offer a level of expertise and assurance that goes beyond just having an attorney of record.

We have legal experts involved in every step of the process, from reviewing the contract to coordinating the closing date. This provides an added layer of protection for our clients, ensuring that all legal aspects of the transaction are thoroughly reviewed and handled.

Handing over your house keys after making a mortgage contract, buying a home successfully, and becoming a home owner.

We understand that our clients may have questions or need assistance at any step of the process. That’s why we are available from Monday through Friday, 9:00 AM to 5:30 PM. You can reach us at (954) 824-9920 or via email at orders@palmtitle.com. If you prefer, you can also order title services conveniently through our website.

Call (954) 824-9920 or CLICK HERE to use the simple online form

Closing Title Company FAQ

What is the role of a title company in a real estate transaction?

Title companies like Palm Title are the unsung heroes of real estate transactions. They conduct thorough title searches to ensure the property’s ownership history is clean, with no outstanding liens, encumbrances, or claims that could jeopardize the buyer’s rights. Once a clear title is established, the title company facilitates the closing process, coordinating with everyone involved for a seamless transaction. Last, they issue a lender’s title insurance policy to protect the lender and recommend the buyer purchase title insurance for their protection against unforeseen future title issues.

How does Palm Title ensure a smooth closing process?

Palm Title takes a comprehensive approach to ensure a smooth closing process. The process includes reviewing contracts, collecting pertinent information, ordering lien and title searches, estoppels, and coordinating the closing date. The team works diligently behind the scenes, communicating with clients only when necessary to keep the process streamlined and efficient. They offer both remote and physical closings, whichever is best for the client.

How does title insurance protect me as a property owner?

An owner’s title insurance policy safeguards you against potential future claims or legal issues related to the property’s title. This could include claims from previous owners, undisclosed liens, errors in public records, or other title issues that were missed during the title search. The insurance might pay for the costs of defending the owner’s title, resolving the title issue, or compensating the owner for any losses suffered due to the defect or claim. By purchasing owner’s title insurance, you ensure that your property ownership rights are secure, providing peace of mind and financial protection.

What is the title company's responsibility at a closing?

At closing, the title insurance company is responsible for ensuring all the paperwork is in order and that all parties understand the terms and responsibilities outlined in the documents. They facilitate the exchange of funds and property ownership, ensuring all legal requirements are met. In addition, the company is responsible for issuing title insurance policies, further protecting the interests of both the lender and the owner.

Does Florida use title companies or closing attorneys?

In Florida, both title companies and closing attorneys play a role in real estate transactions. However, Palm Title stands out as an attorney-owned and operated title company. This unique structure offers an extra layer of expertise, giving clients an extra layer of protection.

Can a title company do a closing in Florida?

Absolutely, a title company can handle a closing in Florida. At Palm Title, we are a South Florida-based title company that offers comprehensive real estate closing services. We specialize in coordinating the closing process, ensuring a smooth and professional transaction for all parties involved. Whether it’s residential or commercial properties, we have the expertise to ensure successful closings.

How long does a title search take in Florida?

A title search in Florida typically takes between two and three weeks. This can vary depending on the complexity of the property’s history and any issues or defects that may arise during the search. At Palm Title, we aim to provide a thorough and timely title search, ensuring a smooth closing process for our clients.

What do I need to bring to closing in Florida?

At closing, you will need to bring a government-issued photo ID, any funds required for closing in the form of a cashier’s check or wire transfer, and any other documents requested by your lender or title company. At Palm Title, we will provide you with a detailed list of what to bring to ensure a smooth closing process.