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Lender Title Company | South Florida

Close Under Clear Skies


The world of real estate is full of complexities. From property surveys to legal intricacies, the process can be daunting– but not when you have a reliable lender title company like Palm Title by your side. We are a leading title company and escrow service provider based in South Florida, specializing in making the closing process smooth and seamless for lenders.

Our Presence in South Florida


South Florida’s vibrant real estate industry is our primary market. From residential and commercial properties to investment properties and vacant land, we have been part of countless successful real estate transactions in the area.

Fort Lauderdale: Our Home Base

Our primary office is located in the heart of Downtown Fort Lauderdale. It is here that our amazing team of professionals works closely with clients, providing excellent customer service and customized solutions for their title and escrow needs. Thanks to our detail-oriented approach and commitment to delivering exceptional service, we have established ourselves as a respected title company in Fort Lauderdale.

We Also Serve Boca, Miami, and the West Coast of Florida

Our services are not confined to Fort Lauderdale. We also extend our title and escrow services to the Boca and Miami regions, and from Fort Myers to Naples on the West Coast of Florida. Whether you are a lender looking for refinancing services, a real estate agent assisting a buyer, or a seller wanting to ensure a smooth closing process, Palm Title is ready to assist you.

Why Lenders Need a Title Company


Lenders require the services of a title company to safeguard their financial interests in real estate transactions. Palm Title ensures that the property being financed is free of title defects, liens, or unpaid property taxes that could potentially affect the transfer of ownership rights. 

We work closely with lenders to provide them with a clear title, allowing them to safely lend money for property purchases. Our detailed title search process ensures that lenders are protected against any potential financial losses due to title issues.

Unveiling the Title Search Process

The title search process is an investigation into the full history of the property’s ownership. It is an essential step in any real estate transaction as it uncovers any potential issues that could affect the transfer of ownership. 

At Palm Title, our experienced team conducts a thorough title search, scrutinizing public records to identify any title defects, liens, or other potential issues. Once the research is complete, we provide a detailed title abstract to the lender and buyer for review. 

How We Ensure a Clear Title

Ensuring a clear title is of paramount importance in real estate transactions. It guarantees that the buyer is acquiring ownership rights free of any encumbrances, liens, or claims. 

At Palm Title, we go above and beyond to ensure a clear title. Our meticulous title search process and vast experience in the real estate industry allow us to identify and rectify any potential issues before they become a problem. We work tirelessly to ensure that the title accurately describes who has the right to transfer ownership, providing the lender and buyer peace of mind.

The Significance of Title Insurance

Title insurance is a vital component of real estate transactions. It protects the lender and buyer against financial and legal issues if someone comes forward with a claim for the property. 

At Palm Title, we provide two kinds of title insurance policies: one for the buyer and one for the lender. These are one-time payments made at closing and provide coverage for as long as the buyer owns the home. We take pride in offering comprehensive title insurance that protects our clients’ investments and safeguards them against potential financial losses.

Services Offered by Palm Title


Palm Title offers a wide range of services designed to streamline the real estate transaction process. Our main goal is to simplify and speed up the process, making it easier for everyone, particularly the lenders and buyers. However, our services extend beyond conducting title searches and providing title insurance.
Whether you’re a seasoned real estate professional or a first-time home buyer, we’re committed to providing you with top-tier title and closing services.

Streamlining the Real Estate Transaction Process


Palm Title’s approach to real estate transactions is all about streamlining the process. We know that real estate transactions can be complex and time-consuming, which is why we aim to make the process as smooth and efficient as possible.

Our team of professionals works tirelessly to ensure that all aspects of the transaction are handled with excellent precision and efficiency, from the title search to the closing process. We coordinate with all parties involved, keeping everyone informed and ensuring that all documents are ready by the closing date.

Specialized Services for Lenders


Being a leading lender title company in South Florida, Palm Title offers specialized services tailored to meet the unique needs of lenders. Our services are designed to assist lenders in navigating the intricacies of real estate transactions, ensuring that each deal is handled professionally and efficiently.

We know the importance of a successful closing for lenders. Therefore, we work tirelessly to provide customized solutions that align with their goals and requirements. Our services aim to make the closing process simple, ensuring that lenders can focus on their core business.

Refinancing Services: Helping Lenders Navigate Change

As part of our specialized services for lenders, Palm Title offers exceptional refinancing services. Refinancing can be complicated, requiring a new title search and additional closing procedures. Our team is well-versed in handling new loans and refinancing transactions. We work closely with lenders to give them confidence in the process.

Behind-the-Scenes: How We Simplify Your Experience

At Palm Title, we know that the closing process can easily become overwhelming, especially for lenders who are handling multiple transactions at once. That’s why we take a behind-the-scenes approach to our services. We handle all the nitty-gritty details and only reach out to our clients when necessary. This means lenders can focus on their businesses while we take care of the rest.

Unique Features of Our Lender Title Services


Palm Title offers a suite of unique features that set us apart from other title companies in South Florida. Our services are designed with our clients’ needs in mind, and we strive to provide an exceptional service that exceeds expectations.

The Advantage of an Attorney-Owned Title Company for Lenders


One standout feature of Palm Title is that we are an attorney-owned and operated title company. This means that we don’t just have an attorney of record; our company is owned and operated by an attorney. This brings a higher level of expertise and legal knowledge to our services, giving our clients even better protection.

Having an in-house attorney also means we thoroughly understand state laws and regulatory guidelines for real estate transactions. This allows us to navigate the complexities of the closing process with ease, providing our clients with a smooth and successful transaction.

Lenders can trust Palm Title to handle their transactions with exceptional professionalism and expertise, whether it’s a simple new property purchase or a complex refinancing deal.

Flexibility for Our Lender Clients


Each lender has unique needs and preferences when it comes to real estate transactions. With this in mind, we offer both remote and physical closings, providing flexibility and convenience for our clients.

Remote Closings

Remote closings allow lenders and other parties involved to complete the closing process from wherever they choose. This service is particularly beneficial in today’s digital age, where many lenders prefer to handle transactions digitally for efficiency and convenience. Our remote closing services are secure, efficient, and compliant with all regulatory guidelines.

Physical Closings

On the other hand, we also offer physical closings for those who prefer a traditional approach. Our office in Fort Lauderdale is well-equipped to facilitate smooth and professional closing processes. Whether you prefer a remote or physical closing, you can trust Palm Title to provide exceptional service and a seamless experience.

Choosing the Right Title Company


Handing over your house keys after making a mortgage contract, buying a home successfully, and becoming a home owner.

Essential for Lenders in Fort Lauderdale, Miami, and Boca Raton


Essential for Lenders in Fort Lauderdale, Miami, and Boca Raton


Choosing the right title company is a crucial step in the real estate transaction process. The title company you choose will play a significant role in ensuring a straightforward and successful closing process.

Palm Title can make the entire process more manageable, ensuring that all details are taken care of and that all parties involved are updated and informed throughout the process. On the other hand, choosing the wrong company can lead to delays, miscommunication, and potential legal issues down the line.

Handing over your house keys after making a mortgage contract, buying a home successfully, and becoming a home owner.
If you’re a lender involved in real estate transactions in Fort Lauderdale, trust Palm Title to handle your needs with professionalism and expertise. We make everything easy– lenders can even order a title through our website.

Contact us today at (954) 824-9920 or email us at lenders@palmtitle.com. Also, stop by our office at 614 S. Federal Hwy, Fort Lauderdale, FL 33301, Monday through Friday, from 9:00 AM to 5:30 PM.

Call (954) 824-9920 or CLICK HERE to use the simple online form

Lender Title Company FAQ


Who pays the lender's title insurance in Florida?

In Florida, the buyer typically pays for the lender’s title insurance as part of the closing costs. However, this can sometimes be negotiated during the sale process, or it may depend on the county.

The lender’s title insurance protects the lender’s financial interest in the real estate property, ensuring that the lender is covered against any potential title defects.

When you refinance a home loan, does the title change?

When you refinance a home loan, the title does not change. The process of refinancing involves obtaining a new loan to pay off the existing one, but the ownership of the property remains the same. However, a new title search is often conducted during refinancing to ensure there are no new liens or encumbrances on the property that could affect the lender’s interest.

Can a lender require a specific title company?

While a lender can recommend a specific title insurance company, the Real Estate Settlement Procedures Act (RESPA) prohibits a lender from requiring a borrower to use a particular title company. Ultimately, the choice of the title company is up to the buyer, who has the right to shop around and choose a company that best meets their needs.

Is lender title insurance mandatory in Florida?

In Florida, while it’s not legally mandatory for a buyer to purchase the lender’s title insurance, it is usually required by the lender as part of the loan agreement. The lender’s title insurance protects the lender’s investment in the real estate property against any title defects or other issues that could affect the transfer of ownership rights.

Does the lender pick the title company?

Typically, the buyer chooses the title company. However, the lender can recommend a preferred title company. Buyers need to know that they have the right to choose a title company that they feel comfortable with and that offers the best settlement services to protect their real estate investment.

Why is lenders' title insurance important?

Lender’s title insurance is usually a contractual requirement as it protects the lenders’ financial interest in the property. In the event of a claim that was not discovered during the title search, this insurance policy covers the amount lent by the lender.

It’s important to understand that the lender’s title insurance only protects the lender, not the buyer. The buyer pays for this policy as part of the closing costs, but it doesn’t cover their equity in the property. For this, the buyer will need to purchase owner’s title insurance.